Auto Repair Cash Flow Calculator
Calculate cash flow for your auto repair business using industry-specific benchmarks and defaults.
Monthly Cash Flow
$2,500
Net cash in or out each month
Monthly Burn Rate
$0
Cash spent beyond revenue (if negative)
Cash Runway
—
Months your reserves will last
Annual Cash Flow
$30,000
Projected 12-month net cash flow
How to Use This Cash Flow Calculator
Enter your monthly revenue — the cash actually collected each month, not just invoiced. For auto repair businesses, revenue comes from Labor (repair services), Parts sales, Oil changes & maintenance. Use an average month or run the calculation for both peak and slow months.
Enter your total monthly expenses — everything that leaves your bank account. Include Parts & materials (COGS), Technician labor, Rent & occupancy, Equipment & tools, plus loan payments and any other recurring costs.
Need more than a calculator for your auto repair finances?
Our Auto Repair Cash Flow Template gives you a complete, ready-to-use Excel spreadsheet with industry-specific categories, formulas, and dashboards. Skip the setup — start analyzing in minutes.
Cash Flow Calculator for Auto Repair Businesses
Cash flow management is the difference between a auto repair business that survives and one that thrives. Even profitable businesses fail when they run out of cash — a common scenario when revenue is seasonal, customers pay late, or a large expense hits unexpectedly. This calculator gives you a clear picture of your monthly cash position and how long your reserves will last.
Busiest in summer (June–August) and spring (March–May) for maintenance and travel prep; January–February are consistently the slowest months. Understanding these patterns is critical for auto repair businesses. Build cash reserves during peak months to cover fixed costs during slower periods. Key costs like Parts & materials (COGS), Technician labor, Rent & occupancy don't stop during slow months, so your cash reserves need to bridge the gap.
Auto Repair Industry at a Glance
Financial templates built for auto repair shops — from single-bay independents to multi-location service centers. Pre-loaded with labor, parts, and overhead categories specific to the automotive service industry.
Revenue Drivers
- Labor (repair services)
- Parts sales
- Oil changes & maintenance
- Diagnostics & inspections
- Tire sales
- Shop supplies fees
Key Cost Categories
- Parts & materials (COGS)
- Technician labor
- Rent & occupancy
- Equipment & tools
- Utilities
- Insurance
- Marketing & advertising
- Shop supplies
Typical Margins
Gross: 50-60% · Net: 5-15%
Seasonality
Busiest in summer (June–August) and spring (March–May) for maintenance and travel prep; January–February are consistently the slowest months.
Key Performance Indicators
Frequently Asked Questions
More Free Tools
Auto Repair Break-Even Calculator
Find how many units or how much revenue you need to break even.
Auto Repair Food Cost Calculator
Calculate food cost percentage and ideal menu pricing.
Auto Repair Markup Calculator
Find selling price from cost and desired markup or margin.
Auto Repair Profit Margin Calculator
Calculate gross and net profit margins from your revenue and costs.